Consumers Bancorp Q2 net income up 20.5%; EPS $0.87 vs $0.73; loan growth 14.5% annualized

CONSUMERS BANCORP INC /OH/

2026-Q2 EPS reported $1.71

Net income $2.8M for Q2 FY2026, +20.5% YoY; diluted EPS $0.87 vs $0.73.
Year-to-date net income $5.4M, +19.1%; EPS $1.71 vs $1.45.
Net interest margin improved to 3.43% for Q2 from 3.02% a year ago; cost of funds declined to 2.27%.
Total loans grew $58.9M (annualized 14.5%) and deposits grew $52.2M (annualized 10.1%) in H1.
Non-performing loans only 0.07% excluding SBA guarantee; book value per share $27.39, up from $24.25 in June 2025.

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