{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-001781","form_type":"8-K","ticker":"CATY","cik":"0000861842","company_name":"CATHAY GENERAL BANCORP","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.841831+00:00","generated_at":"2026-05-16T09:10:36.509429+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cathay General Q4 EPS $1.33 beats Q3 $1.13; FY EPS $4.54 up 15% YoY","bullets":["Net income $315.1M for FY2025, up 10.2% from $286.0M in FY2024.","Q4 2025 net income $90.5M, diluted EPS $1.33 vs $1.12 in Q4 2024.","Net interest margin 3.36% in Q4 (vs 3.31% Q3); FY2025 NIM 3.30% vs 3.04% in FY2024.","Non-accrual loans fell 33.6% YoY to $112.4M; allowance for loan losses increased to 0.97% of gross loans.","Repurchased 1.1M shares at avg $47.15 in Q4 for $51.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-001781","json":"https://secwatch.observer/filing/0001437749-26-001781.json","markdown":"https://secwatch.observer/filing/0001437749-26-001781.md","text":"https://secwatch.observer/filing/0001437749-26-001781.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/0001437749-26-001781-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/caty20260122c_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:10:36.509429+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}