---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-001781"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T09:10:36.509429+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Cathay General Q4 EPS $1.33 beats Q3 $1.13; FY EPS $4.54 up 15% YoY

## Summary
- Net income $315.1M for FY2025, up 10.2% from $286.0M in FY2024.
- Q4 2025 net income $90.5M, diluted EPS $1.33 vs $1.12 in Q4 2024.
- Net interest margin 3.36% in Q4 (vs 3.31% Q3); FY2025 NIM 3.30% vs 3.04% in FY2024.
- Non-accrual loans fell 33.6% YoY to $112.4M; allowance for loan losses increased to 0.97% of gross loans.
- Repurchased 1.1M shares at avg $47.15 in Q4 for $51.9M.

## SEC filing metadata
- accession: 0001437749-26-001781
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/0001437749-26-001781-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/caty20260122c_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-001781
- JSON: https://secwatch.observer/filing/0001437749-26-001781.json
- Plain text: https://secwatch.observer/filing/0001437749-26-001781.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.