secwatch.observer — SEC 8-K summary
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Issuer:     CATHAY GENERAL BANCORP (CATY)
CIK:        0000861842
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001437749-26-001781
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Cathay General Q4 EPS $1.33 beats Q3 $1.13; FY EPS $4.54 up 15% YoY
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- Net income $315.1M for FY2025, up 10.2% from $286.0M in FY2024.
- Q4 2025 net income $90.5M, diluted EPS $1.33 vs $1.12 in Q4 2024.
- Net interest margin 3.36% in Q4 (vs 3.31% Q3); FY2025 NIM 3.30% vs 3.04% in FY2024.
- Non-accrual loans fell 33.6% YoY to $112.4M; allowance for loan losses increased to 0.97% of gross loans.
- Repurchased 1.1M shares at avg $47.15 in Q4 for $51.9M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/0001437749-26-001781-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/861842/000143774926001781/caty20260122c_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-001781

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