{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-001905","form_type":"8-K","ticker":"ATLO","cik":"0001132651","company_name":"AMES NATIONAL CORP","filed_at":"2026-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.599669+00:00","generated_at":"2026-05-16T08:21:32.517005+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ames National Q4 net income $6.5M ($0.73) doubles YoY; guides 2026 EPS $2.70-$2.80","bullets":["Q4 2025 net income $6.5M ($0.73/share) vs $3.5M ($0.39) in Q4 2024, up 85%.","Full year 2025 net income $19.0M ($2.14/share) vs $10.2M ($1.14) in 2024.","Net interest margin improved to 3.00% (Q4 2025) from 2.38% (Q4 2024) on higher loan yields and lower deposit costs.","Fiscal 2026 EPS guidance $2.70-$2.80, above 2025 actual $2.14, on expected margin expansion.","Declared $0.20 quarterly dividend; repurchased 34,947 shares in Q4 at avg $20.98."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-001905","json":"https://secwatch.observer/filing/0001437749-26-001905.json","markdown":"https://secwatch.observer/filing/0001437749-26-001905.md","text":"https://secwatch.observer/filing/0001437749-26-001905.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1132651/000143774926001905/0001437749-26-001905-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1132651/000143774926001905/atlo20250930_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:21:32.517005+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}