---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002007"
form_type: "8-K"
ticker: "MNSB"
cik: "0001693577"
company_name: "MainStreet Bancshares, Inc."
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T07:58:55.862360+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# MainStreet Bancshares reports 2025 net income $15.6M, EPS $1.76; NIM expands to 3.46%

## Summary
- Full-year 2025 net income of $15.6M, diluted EPS of $1.76.
- Net interest margin rose 33 bps YoY to 3.46%.
- Gross loans increased $54M in Q4 2025; $209K shares repurchased in Q4.
- Company and bank remain strongly capitalized; focus on core banking and expense control.
- CEO Jeff Dick says team delivered on return to core banking and is primed for growth.

## SEC filing metadata
- accession: 0001437749-26-002007
- form_type: 8-K
- ticker: MNSB
- cik: 0001693577
- company_name: MainStreet Bancshares, Inc.
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1693577/000143774926002007/0001437749-26-002007-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1693577/000143774926002007/main20260123_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002007
- JSON: https://secwatch.observer/filing/0001437749-26-002007.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002007.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.