---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002135"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2026-01-27T23:59:59+00:00"
generated_at: "2026-05-16T07:30:37.903607+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q4 net income $10.2M, EPS $0.59; FY2025 EPS $1.83 up 24.5% YoY; declares $0.16 dividend

## Summary
- Q4 2025 net income $10.2M, diluted EPS $0.59; FY2025 net income $31.9M, EPS $1.83, up 24.5% YoY from $1.47.
- Net interest margin improved to 2.99% in Q4, up 1 bp QoQ; FY2025 NIM 2.95%, up 25 bps from 2.70%.
- Loans held for investment grew $261.1M (8.6%) in 2025; classified loans decreased 43% to $94.4M.
- Board declared $0.16 quarterly dividend, payable Feb 13, 2026 to holders of record Jan 30.
- Repurchased $14.0M of common stock in 2025; tangible book value per share $26.42, up 7.8% YoY.

## SEC filing metadata
- accession: 0001437749-26-002135
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2026-01-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774926002135/0001437749-26-002135-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774926002135/rbb20251203_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002135
- JSON: https://secwatch.observer/filing/0001437749-26-002135.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002135.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.