secwatch.observer — SEC 8-K summary
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Issuer:     RBB Bancorp (RBB)
CIK:        0001499422
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0001437749-26-002135
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 7.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

RBB Bancorp Q4 net income $10.2M, EPS $0.59; FY2025 EPS $1.83 up 24.5% YoY; declares $0.16 dividend
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- Q4 2025 net income $10.2M, diluted EPS $0.59; FY2025 net income $31.9M, EPS $1.83, up 24.5% YoY from $1.47.
- Net interest margin improved to 2.99% in Q4, up 1 bp QoQ; FY2025 NIM 2.95%, up 25 bps from 2.70%.
- Loans held for investment grew $261.1M (8.6%) in 2025; classified loans decreased 43% to $94.4M.
- Board declared $0.16 quarterly dividend, payable Feb 13, 2026 to holders of record Jan 30.
- Repurchased $14.0M of common stock in 2025; tangible book value per share $26.42, up 7.8% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1499422/000143774926002135/0001437749-26-002135-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1499422/000143774926002135/rbb20251203_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-002135

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