earnings
confidence high
sentiment positive
materiality 0.65
Usio reports record $8.4B payment volume in 2025; card issuing declines, expects strong 2026 growth
Usio, Inc.
2025-FY EPS
reported -$0.09
vs consensus $0.01
▼ miss
(-1864.7%)
- Processed >$8.4B in payment volume (+19% YoY) and >60.4M transactions (+29% YoY).
- Card Issuing prepaid loads fell to ~$300M (from $500M); transactions down to 8M (from 11M).
- Record ACH, PINless debit, and Card/PayFac quarterly volumes in Q4 2025; sequential ACH growth of 14%.
- Revenue growth in 2025 not expected to match prior double-digit rates due to lost reseller account and lower rates.
- Outlook for 2026: strong double-digit revenue growth, new high-volume card programs, PostCredit acquisition leverage.