{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002202","form_type":"8-K","ticker":"FCBC","cik":"0000859070","company_name":"FIRST COMMUNITY BANKSHARES INC /VA/","filed_at":"2026-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.836547+00:00","generated_at":"2026-05-16T07:44:57.901329+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FCBC Q4 net income $12.46M ($0.68 EPS); completes Hometown Bancshares acquisition","bullets":["Net income $12.46M ($0.68 diluted EPS) for Q4 2025, down 4.4% YoY; adjusted net income $14.16M, up 8.6%.","Full-year 2025 net income $48.79M ($2.65 EPS); ROA 1.52%, ROE 9.64%.","Quarterly dividend $0.31/share declared, payable Feb 27 to holders of record Feb 13; two special dividends totaling $3.07/share in 2025.","Acquired Hometown Bancshares (Union Bank) on Jan 23, 2026; Hometown had $415M assets, $172M loans, $376M deposits.","Net interest margin 4.53%, up 17 bps YoY; non-performing assets declined to $14.15M from $20.54M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002202","json":"https://secwatch.observer/filing/0001437749-26-002202.json","markdown":"https://secwatch.observer/filing/0001437749-26-002202.md","text":"https://secwatch.observer/filing/0001437749-26-002202.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/859070/000143774926002202/0001437749-26-002202-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/859070/000143774926002202/fcbc20251117_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:44:57.901329+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}