secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC)
CIK:        0000859070
Form:       8-K
Filed at:   2026-01-27T23:59:59+00:00
Accession:  0001437749-26-002202
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FCBC Q4 net income $12.46M ($0.68 EPS); completes Hometown Bancshares acquisition
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- Net income $12.46M ($0.68 diluted EPS) for Q4 2025, down 4.4% YoY; adjusted net income $14.16M, up 8.6%.
- Full-year 2025 net income $48.79M ($2.65 EPS); ROA 1.52%, ROE 9.64%.
- Quarterly dividend $0.31/share declared, payable Feb 27 to holders of record Feb 13; two special dividends totaling $3.07/share in 2025.
- Acquired Hometown Bancshares (Union Bank) on Jan 23, 2026; Hometown had $415M assets, $172M loans, $376M deposits.
- Net interest margin 4.53%, up 17 bps YoY; non-performing assets declined to $14.15M from $20.54M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/859070/000143774926002202/0001437749-26-002202-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/859070/000143774926002202/fcbc20251117_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-002202

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