{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002312","form_type":"8-K","ticker":"FDBC","cik":"0001098151","company_name":"FIDELITY D & D BANCORP INC","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.536385+00:00","generated_at":"2026-05-16T06:53:06.239450+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fidelity D & D Bancorp reports FY2025 net income up 36% to $28.2M; Q4 EPS $1.37","bullets":["FY2025 diluted EPS $4.86 vs $3.60 in 2024; net income $28.2M vs $20.8M.","Q4 2025 net income $7.9M ($1.37 EPS) vs $5.8M ($1.01) year ago; record quarter.","Net interest margin improved to 3.04% in Q4 from 2.78% in Q4 2024.","Total assets $2.7B; loans grew $110.4M; non-performing assets dropped to 0.08% from 0.30%.","Tangible book value per share $37.88, up from $31.98; Tier 1 capital 9.34%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002312","json":"https://secwatch.observer/filing/0001437749-26-002312.json","markdown":"https://secwatch.observer/filing/0001437749-26-002312.md","text":"https://secwatch.observer/filing/0001437749-26-002312.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/0001437749-26-002312-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/fdbc20251029_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:53:06.239450+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}