---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002312"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2026-01-28T23:59:59+00:00"
generated_at: "2026-05-16T06:53:06.239450+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp reports FY2025 net income up 36% to $28.2M; Q4 EPS $1.37

## Summary
- FY2025 diluted EPS $4.86 vs $3.60 in 2024; net income $28.2M vs $20.8M.
- Q4 2025 net income $7.9M ($1.37 EPS) vs $5.8M ($1.01) year ago; record quarter.
- Net interest margin improved to 3.04% in Q4 from 2.78% in Q4 2024.
- Total assets $2.7B; loans grew $110.4M; non-performing assets dropped to 0.08% from 0.30%.
- Tangible book value per share $37.88, up from $31.98; Tier 1 capital 9.34%.

## SEC filing metadata
- accession: 0001437749-26-002312
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2026-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/0001437749-26-002312-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/fdbc20251029_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002312
- JSON: https://secwatch.observer/filing/0001437749-26-002312.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002312.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.