secwatch.observer — SEC 8-K summary
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Issuer:     FIDELITY D & D BANCORP INC (FDBC)
CIK:        0001098151
Form:       8-K
Filed at:   2026-01-28T23:59:59+00:00
Accession:  0001437749-26-002312
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fidelity D & D Bancorp reports FY2025 net income up 36% to $28.2M; Q4 EPS $1.37
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- FY2025 diluted EPS $4.86 vs $3.60 in 2024; net income $28.2M vs $20.8M.
- Q4 2025 net income $7.9M ($1.37 EPS) vs $5.8M ($1.01) year ago; record quarter.
- Net interest margin improved to 3.04% in Q4 from 2.78% in Q4 2024.
- Total assets $2.7B; loans grew $110.4M; non-performing assets dropped to 0.08% from 0.30%.
- Tangible book value per share $37.88, up from $31.98; Tier 1 capital 9.34%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/0001437749-26-002312-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1098151/000143774926002312/fdbc20251029_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-002312

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer