secwatch.observer — SEC 8-K summary
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Issuer:     ConnectOne Bancorp, Inc. (CNOB)
CIK:        0000712771
Form:       8-K
Filed at:   2026-01-29T23:59:59+00:00
Accession:  0001437749-26-002342
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ConnectOne Q4 net income $38M, EPS $0.75; margin up 16bps; plans 5 branch closures
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- Q4 2025 net income available to common $38.0M ($0.75 diluted EPS) vs $18.9M ($0.49) a year ago.
- Full-year 2025 net income $74.4M ($1.63 EPS) vs $67.8M ($1.76) in 2024.
- Net interest margin expanded 16 bps to 3.27% in Q4; operating ROA 1.24%, ROTCE 14.27%.
- Plans to close five retail branches in Q1 2026; $1.3M charge recorded in Q4 2025.
- Declared $0.18/share common dividend and $0.328125/depositary share preferred dividend payable March 2, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712771/000143774926002342/0001437749-26-002342-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712771/000143774926002342/cnob20251106_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-002342

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