{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002351","form_type":"8-K","ticker":"FXNC","cik":"0000719402","company_name":"FIRST NATIONAL CORP /VA/","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.546089+00:00","generated_at":"2026-05-16T06:43:03.626695+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First National reports record Q4 net income $5.5M, EPS $0.61; full-year adjusted EPS $2.13","bullets":["Q4 net income $5.5M ($0.61 EPS); full-year net income $17.7M ($1.97 EPS) and adjusted $19.1M ($2.13 EPS).","Net interest margin (FTE) expanded to 3.95% in Q4 from 3.84% prior quarter and 3.83% year ago.","Loan growth of $16.3M in Q4 (4.6% annualized); nonperforming assets improved to 0.32% of loans.","Quarterly dividend raised 9.7% to $0.17 per share; tangible book value per share grew 14% to $18.83.","Redeemed $13M in subordinated debt during Q4 with no gain/loss; capital ratios remain strong."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002351","json":"https://secwatch.observer/filing/0001437749-26-002351.json","markdown":"https://secwatch.observer/filing/0001437749-26-002351.md","text":"https://secwatch.observer/filing/0001437749-26-002351.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/719402/000143774926002351/0001437749-26-002351-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/719402/000143774926002351/fxnc20251204_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:43:03.626695+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}