{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002355","form_type":"8-K","ticker":"FNWB","cik":"0001556727","company_name":"First Northwest Bancorp","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.419680+00:00","generated_at":"2026-05-16T06:25:52.362897+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northwest Bancorp Q4 2025 net income $382k, EPS $0.04; no dividend declared","bullets":["Net income $382k ($0.04 per share) vs net loss $2.8M (-$0.32) in Q4 2024; net interest margin improved to 3.00% from 2.73%.","No dividend declared for current quarter; Board will evaluate future decisions based on capital strategy.","First Fed to close Bellevue branch on April 30, 2026, reducing annual expenses by ~$900k; reflects shift to digital banking.","Provision for credit losses on loans $466k in Q4 vs recapture $620k in Q3; brokered deposits down 17.1% to $86.5M.","Bank continues defense in Socotra REIT and 3|5|2 Capital litigation; received insurance reimbursement in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002355","json":"https://secwatch.observer/filing/0001437749-26-002355.json","markdown":"https://secwatch.observer/filing/0001437749-26-002355.md","text":"https://secwatch.observer/filing/0001437749-26-002355.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1556727/000143774926002355/0001437749-26-002355-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1556727/000143774926002355/fnwb20251205_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:25:52.362897+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}