---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002355"
form_type: "8-K"
ticker: "FNWB"
cik: "0001556727"
company_name: "First Northwest Bancorp"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:25:52.362897+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Northwest Bancorp Q4 2025 net income $382k, EPS $0.04; no dividend declared

## Summary
- Net income $382k ($0.04 per share) vs net loss $2.8M (-$0.32) in Q4 2024; net interest margin improved to 3.00% from 2.73%.
- No dividend declared for current quarter; Board will evaluate future decisions based on capital strategy.
- First Fed to close Bellevue branch on April 30, 2026, reducing annual expenses by ~$900k; reflects shift to digital banking.
- Provision for credit losses on loans $466k in Q4 vs recapture $620k in Q3; brokered deposits down 17.1% to $86.5M.
- Bank continues defense in Socotra REIT and 3|5|2 Capital litigation; received insurance reimbursement in Q4.

## SEC filing metadata
- accession: 0001437749-26-002355
- form_type: 8-K
- ticker: FNWB
- cik: 0001556727
- company_name: First Northwest Bancorp
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1556727/000143774926002355/0001437749-26-002355-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1556727/000143774926002355/fnwb20251205_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002355
- JSON: https://secwatch.observer/filing/0001437749-26-002355.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002355.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.