{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002447","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2026-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.557604+00:00","generated_at":"2026-05-16T05:55:43.739972+00:00","sec_items":["2.02","9.01","7.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Northern Community Bancorp Reports Q4 2025 Net Income of $6.0M and Declares 5% Stock Dividend","bullets":["Q4 2025 net income $6.0 million, up 2.3% from $5.8 million in Q4 2024; diluted EPS $0.36 vs $0.35.","Full-year 2025 net income $21.1 million, up 5.5% from $20.0 million in 2024; diluted EPS $1.27.","Net interest margin improved to 3.85% in Q4 2025 from 3.60% in Q4 2024, driven by higher loan and securities yields.","Board declared 5% stock dividend payable March 25, 2026 to shareholders of record February 27, 2026.","Total assets $1.91 billion; shareholder equity $212.0 million; book value per share $12.92, up 22.6% year-over-year."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002447","json":"https://secwatch.observer/filing/0001437749-26-002447.json","markdown":"https://secwatch.observer/filing/0001437749-26-002447.md","text":"https://secwatch.observer/filing/0001437749-26-002447.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/0001437749-26-002447-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/fnrn20251217_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-16T05:55:43.739972+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}