---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002447"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2026-01-30T23:59:59+00:00"
generated_at: "2026-05-16T05:55:43.739972+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# First Northern Community Bancorp Reports Q4 2025 Net Income of $6.0M and Declares 5% Stock Dividend

## Summary
- Q4 2025 net income $6.0 million, up 2.3% from $5.8 million in Q4 2024; diluted EPS $0.36 vs $0.35.
- Full-year 2025 net income $21.1 million, up 5.5% from $20.0 million in 2024; diluted EPS $1.27.
- Net interest margin improved to 3.85% in Q4 2025 from 3.60% in Q4 2024, driven by higher loan and securities yields.
- Board declared 5% stock dividend payable March 25, 2026 to shareholders of record February 27, 2026.
- Total assets $1.91 billion; shareholder equity $212.0 million; book value per share $12.92, up 22.6% year-over-year.

## SEC filing metadata
- accession: 0001437749-26-002447
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2026-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/0001437749-26-002447-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/fnrn20251217_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002447
- JSON: https://secwatch.observer/filing/0001437749-26-002447.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002447.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.