secwatch.observer — SEC 8-K summary
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Issuer:     FIRST NORTHERN COMMUNITY BANCORP (FNRN)
CIK:        0001114927
Form:       8-K
Filed at:   2026-01-30T23:59:59+00:00
Accession:  0001437749-26-002447
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01, 7.01, 8.01
LLM model:  deepseek-v4-flash:cloud

First Northern Community Bancorp Reports Q4 2025 Net Income of $6.0M and Declares 5% Stock Dividend
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- Q4 2025 net income $6.0 million, up 2.3% from $5.8 million in Q4 2024; diluted EPS $0.36 vs $0.35.
- Full-year 2025 net income $21.1 million, up 5.5% from $20.0 million in 2024; diluted EPS $1.27.
- Net interest margin improved to 3.85% in Q4 2025 from 3.60% in Q4 2024, driven by higher loan and securities yields.
- Board declared 5% stock dividend payable March 25, 2026 to shareholders of record February 27, 2026.
- Total assets $1.91 billion; shareholder equity $212.0 million; book value per share $12.92, up 22.6% year-over-year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/0001437749-26-002447-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1114927/000143774926002447/fnrn20251217_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-002447

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer