{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-002607","form_type":"8-K","ticker":"SLBK","cik":"0001657642","company_name":"Skyline Bankshares, Inc.","filed_at":"2026-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:35.785751+00:00","generated_at":"2026-05-16T05:37:11.348898+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Skyline Bankshares Q4 net income $4.4M ($0.79 EPS); NIM 4.39%, up from 4.10% YoY","bullets":["Net income $4.4M ($0.79) vs $2.5M ($0.45) in Q4 2024; adjusted Q4 2024 earnings $3.2M ($0.58).","Net interest margin 4.39% vs 4.10% YoY; net interest income after provision $13.1M vs $11.4M.","Loans +7.49% to $1.05B; deposits +7.87% to $1.18B; total assets +6.22% to $1.29B.","Book value $19.00/share, up from $15.69; annual dividend raised 13% to $0.52/share.","Nonperforming loans ratio 0.45% vs 0.26% YoY; allowance for credit losses stable at 0.82%."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-002607","json":"https://secwatch.observer/filing/0001437749-26-002607.json","markdown":"https://secwatch.observer/filing/0001437749-26-002607.md","text":"https://secwatch.observer/filing/0001437749-26-002607.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1657642/000143774926002607/0001437749-26-002607-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1657642/000143774926002607/pkkw20260202_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:37:11.348898+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}