---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002607"
form_type: "8-K"
ticker: "SLBK"
cik: "0001657642"
company_name: "Skyline Bankshares, Inc."
filed_at: "2026-02-02T23:59:59+00:00"
generated_at: "2026-05-16T05:37:11.348898+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Skyline Bankshares Q4 net income $4.4M ($0.79 EPS); NIM 4.39%, up from 4.10% YoY

## Summary
- Net income $4.4M ($0.79) vs $2.5M ($0.45) in Q4 2024; adjusted Q4 2024 earnings $3.2M ($0.58).
- Net interest margin 4.39% vs 4.10% YoY; net interest income after provision $13.1M vs $11.4M.
- Loans +7.49% to $1.05B; deposits +7.87% to $1.18B; total assets +6.22% to $1.29B.
- Book value $19.00/share, up from $15.69; annual dividend raised 13% to $0.52/share.
- Nonperforming loans ratio 0.45% vs 0.26% YoY; allowance for credit losses stable at 0.82%.

## SEC filing metadata
- accession: 0001437749-26-002607
- form_type: 8-K
- ticker: SLBK
- cik: 0001657642
- company_name: Skyline Bankshares, Inc.
- filed_at: 2026-02-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1657642/000143774926002607/0001437749-26-002607-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1657642/000143774926002607/pkkw20260202_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002607
- JSON: https://secwatch.observer/filing/0001437749-26-002607.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002607.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.