---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-002739"
form_type: "8-K"
ticker: "STLE"
cik: "0000779227"
company_name: "STEELE BANCORP INC"
filed_at: "2026-02-03T23:59:59+00:00"
generated_at: "2026-05-16T05:29:40.880910+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Steele Bancorp Q4 net income $5.59M ($1.64 EPS) vs $421K; bargain purchase gain $18.3M

## Summary
- Net income Q4 2025 $5.59M ($1.64 basic EPS) vs $421K ($0.23) in Q4 2024; year-to-date $22.89M.
- Total assets $1.26B at Dec 31, 2025, up 111% from $596.7M a year ago, driven by Northumberland merger.
- Net interest margin expanded to 4.32% from 2.78% YoY; net interest income $12.25M in Q4, up 171%.
- Pre-tax merger expenses were $1.40M in Q4 and $5.52M for full year 2025.
- Bargain purchase gain of $18.30M recognized from August 2025 Northumberland acquisition.

## SEC filing metadata
- accession: 0001437749-26-002739
- form_type: 8-K
- ticker: STLE
- cik: 0000779227
- company_name: STEELE BANCORP INC
- filed_at: 2026-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/779227/000143774926002739/0001437749-26-002739-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/779227/000143774926002739/miff20260129_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-002739
- JSON: https://secwatch.observer/filing/0001437749-26-002739.json
- Plain text: https://secwatch.observer/filing/0001437749-26-002739.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.