---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-006914"
form_type: "8-K"
ticker: null
cik: "0001755755"
company_name: "VINEBROOK HOMES TRUST, INC."
filed_at: "2026-03-04T23:59:59+00:00"
generated_at: "2026-05-15T21:45:15.819514+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# VineBrook Homes OP enters $15M revolving credit facility with Ohio State Life Insurance, draws $5M

## Summary
- Entered secured revolving credit agreement for up to $15.0 million; initial draw of $5.0 million on Feb 26, 2026.
- Interest rate 9.25% per annum, maturity Feb 25, 2028 with one-year extension option (subject to criteria and fee).
- Unused line fee of 0.50% per annum; prepayable without premium or penalty.
- Covenants include max debt to capital ratio, min net asset value, min net operating income level.
- OSL is an affiliate of NexPoint Real Estate Advisors V, L.P., the company's external adviser.

## SEC filing metadata
- accession: 0001437749-26-006914
- form_type: 8-K
- cik: 0001755755
- company_name: VINEBROOK HOMES TRUST, INC.
- filed_at: 2026-03-04T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1755755/000143774926006914/0001437749-26-006914-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1755755/000143774926006914/vhti20260303_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-006914
- JSON: https://secwatch.observer/filing/0001437749-26-006914.json
- Plain text: https://secwatch.observer/filing/0001437749-26-006914.txt

## Source-grounded claims
- claim_id: 6be3da60925d6cd4dbc9b3d169ad92acfe44a09a
  claim: VINEBROOK HOMES TRUST, INC. incurred revolving credit of up to $15.0 million with The Ohio State Life Insurance Company at 9.25% per annum maturing February 25, 2028.
  evidence_excerpt: On February 26, 2026, VineBrook Homes Operating Partnership, L.P. (the “Borrower”), the operating partnership of VineBrook Homes Trust, Inc. (the “Company”), as borrower, entered into a secured revolving credit agreement for an aggregate amount of up to $15.0 million with The Ohio State Life Insurance Company (“OSL”), as administrative agent, sole lead arranger and sole bookrunner and other lenders party thereto (the “Credit Agreement”). The Borrower drew $5.0 million under the Credit Agreement on February 26, 2026. The Credit Agreement bears interest at 9.25% per annum, is secured by certain equity interests owned by the Borrower, is guaranteed by the Company and has a maturity date of February 25, 2028, with a one-year extension option subject to meeting certain criteria and payment of an extension fee.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1755755/000143774926006914/0001437749-26-006914-index.htm
- claim_id: 231094067b6a9979ae4a8331d3eb8bb0c0cd65ea
  claim: VINEBROOK HOMES TRUST, INC. entered into Credit Agreement with The Ohio State Life Insurance Company valued at $15.0 million (effective 2026-02-26).
  evidence_excerpt: On February 26, 2026, VineBrook Homes Operating Partnership, L.P. (the “Borrower”), the operating partnership of VineBrook Homes Trust, Inc. (the “Company”), as borrower, entered into a secured revolving credit agreement for an aggregate amount of up to $15.0 million with The Ohio State Life Insurance Company (“OSL”), as administrative agent, sole lead arranger and sole bookrunner and other lenders party thereto (the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1755755/000143774926006914/0001437749-26-006914-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.