{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-007967","form_type":"8-K","ticker":"KFS","cik":"0001072627","company_name":"KINGSWAY FINANCIAL SERVICES INC","filed_at":"2026-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.501800+00:00","generated_at":"2026-05-15T12:53:08.409746+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Kingsway Q4 revenue up 30% to $38.6M; KSX revenue surges 63.6%; net loss $1.6M","bullets":["Q4 consolidated revenue $38.6M (+30% YoY); full-year revenue $135.0M (+23.4%).","Q4 net loss $1.6M vs $1.5M; full-year net loss $10.3M vs $8.3M.","Q4 adjusted EBITDA $2.7M (KSX $2.5M, Ext. Warranty $0.8M); full-year adj. EBITDA $7.8M.","KSX segment revenue $64.2M (+58.5% FY); Extended Warranty cash sales up 11% in Q4.","Targets 3-5 acquisitions in 2026; acquired Ledgers in Jan 2026 adding ~$0.4M adj. EBITDA."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-007967","json":"https://secwatch.observer/filing/0001437749-26-007967.json","markdown":"https://secwatch.observer/filing/0001437749-26-007967.md","text":"https://secwatch.observer/filing/0001437749-26-007967.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1072627/000143774926007967/0001437749-26-007967-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1072627/000143774926007967/kfs20251030_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T12:53:08.409746+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4fad0feba27f5e7b05c179cd249fca1bb47164a9","claim":"KINGSWAY FINANCIAL SERVICES INC reported for the three and twelve months ended December 31, 2025 results: revenue $38.6 million, net income Consolidated net loss was $1.6 million.","evidence_excerpt":"--- EX-99.1 2 ex_879805.htm EXHIBIT 99.1 ex_879805.htm Exhibit 99.1 KINGSWAY REPORTS FOURTH QUARTER AND FULL YEAR 2025 FINANCIAL RESULTS -- Q4 2025 Revenue Growth of 30% to $38.6 Million -- -- Q4 2025 KSX Revenue Growth of 64% to $20.3 Million -- -- Q4 2025 Extended Warranty Revenue Growth of 6% to $18.3 Million; Extended Warranty Cash Sales up 11% -- --","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1072627/000143774926007967/0001437749-26-007967-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the three and twelve months ended December 31, 2025"},{"label":"Revenue","value":"$38.6 million"},{"label":"Net income","value":"Consolidated net loss was $1.6 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}