---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-008614"
form_type: "8-K"
ticker: "ATER"
cik: "0001757715"
company_name: "Aterian, Inc."
filed_at: "2026-03-17T23:59:59+00:00"
generated_at: "2026-05-15T10:35:01.469757+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Aterian amends credit agreement, reduces minimum liquidity covenant to $3.5M through April 12

## Summary
- Amendment No. 5 reduces Minimum Credit Party Liquidity covenant to $3.5M, effective through April 12, 2026.
- Company may extend the reduction weekly through May 9, 2026 by paying a $34,000 weekly fee.
- Amendment fee of $137,500 due on March 13, 2026; optional extension fees are non-refundable.
- All other terms of the Credit Agreement remain in full force and effect.

## SEC filing metadata
- accession: 0001437749-26-008614
- form_type: 8-K
- ticker: ATER
- cik: 0001757715
- company_name: Aterian, Inc.
- filed_at: 2026-03-17T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1757715/000143774926008614/0001437749-26-008614-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1757715/000143774926008614/ater20260313_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-008614
- JSON: https://secwatch.observer/filing/0001437749-26-008614.json
- Plain text: https://secwatch.observer/filing/0001437749-26-008614.txt

## Source-grounded claims
- claim_id: f18d53975a3a3778a382228c5784aa48e559325d
  claim: Aterian, Inc. amended Amendment with Midcap Funding IV Trust, as administrative agent (effective 2026-03-13).
  evidence_excerpt: On March 13, 2026, the Company entered into Amendment No. 5 (the “Amendment”) to the Credit and Security Agreement dated as of December 22, 2021 (the “Credit Agreement”) between the Company, together with certain of its subsidiaries party thereto as borrowers, the entities party thereto as lenders, and Midcap Funding IV Trust, as administrative agent.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1757715/000143774926008614/0001437749-26-008614-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.