Harvard Apparatus receives $300K bridge loan from CEO Junli He at 8% interest

Harvard Apparatus Regenerative Technology, Inc.

Loan of $300,000 from Chairman/CEO Junli He; annual 8% fixed interest rate.
Matures on earlier of closing of $5M+ capital raise or April 13, 2027.
Lender may optionally convert principal and accrued interest into equity at next qualified financing.
Related-party transaction filed under Item 1.02; note contains customary events of default.
Company trades on OTCQB under ticker HRGN.

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