secwatch.observer — SEC 8-K summary
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Issuer:     MainStreet Bancshares, Inc. (MNSB)
CIK:        0001693577
Form:       8-K
Filed at:   2026-04-20T23:59:59+00:00
Accession:  0001437749-26-012768
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MainStreet Bancshares Q1 net income $4.1M ($0.48 EPS); margin expands 9 bps to 3.47%
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- Net income $4.1M, diluted EPS $0.48; net interest margin expanded 9 bps to 3.47%.
- Executed buyback of 273,448 shares; book value per common share $25.63.
- Total deposits grew to $1.9B; core funding $1.4B; loan-to-deposit ratio 98%.
- Nonperforming assets 2.47% of total assets; loans 30-89 days past due and accruing 0.95%.
- Company remains strongly capitalized; net loans $1.85B, up from prior quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1693577/000143774926012768/0001437749-26-012768-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1693577/000143774926012768/main20260220_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-012768

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer