{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-012779","form_type":"8-K","ticker":"CBKM","cik":"0001006830","company_name":"CONSUMERS BANCORP INC /OH/","filed_at":"2026-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.784684+00:00","generated_at":"2026-05-15T05:16:06.869573+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Consumers Bancorp Q3 net income up 52% to $2.8M; EPS $0.90 vs $0.59; loan growth 14.9% annualized","bullets":["Net income $2.8M for Q3 FY2026, up 52.2% YoY; EPS $0.90 vs $0.59.","Net interest margin 3.53% vs 3.27% YoY; net interest income $10.1M, up 18.2%.","Loan growth $90.6M (14.9% annualized) in 9 months; deposit growth $73.1M (9.4% annualized).","Non-performing loans 0.06% of total; allowance for credit losses 0.98% vs 1.04% in June 2025.","Book value per share $27.62 vs $24.25 at June 30, 2025, up $3.37."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-012779","json":"https://secwatch.observer/filing/0001437749-26-012779.json","markdown":"https://secwatch.observer/filing/0001437749-26-012779.md","text":"https://secwatch.observer/filing/0001437749-26-012779.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1006830/000143774926012779/0001437749-26-012779-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1006830/000143774926012779/cbkm20260417_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:16:06.869573+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"85d15669f16c7402fc158c0766761cfe4a4fa94a","claim":"CONSUMERS BANCORP INC /OH/ reported the three- and nine-month periods ended March 31, 2026 results: net income $2.8 million, EPS $0.90.","evidence_excerpt":"as of March 31, 2026 from $24.25 per share as of June 30, 2025. Minerva, Ohio — April 20, 2026 (OTCQX: CBKM) Consumers Bancorp, Inc. (Consumers) today reported net income of $2.8 million for the third quarter of fiscal year 2026, an increase of $966 thousand, or 52.2%, from the quarter ended March 31, 2025. Earnings per share for the third quarter of fiscal year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1006830/000143774926012779/0001437749-26-012779-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three- and nine-month periods ended March 31, 2026"},{"label":"Net income","value":"$2.8 million"},{"label":"EPS","value":"$0.90"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}