---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-012840"
form_type: "8-K"
ticker: "RBB"
cik: "0001499422"
company_name: "RBB Bancorp"
filed_at: "2026-04-20T23:59:59+00:00"
generated_at: "2026-05-15T05:19:32.379787+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# RBB Bancorp Q1 net income $11.3M ($0.66 EPS); NIM expands to 3.15%; declares $0.16 dividend

## Summary
- Net income of $11.3M ($0.66 diluted EPS) vs $10.2M ($0.59) prior quarter.
- Net interest margin rose to 3.15% from 2.99%; pre-tax pre-provision income up 16% to $15.5M.
- Nonperforming assets fell 9% to $48.8M; provision for credit losses reversed $200K.
- Loans held for investment grew $10.9M to $3.3B; deposits down $10.5M but retail deposits up $51.4M.
- Quarterly cash dividend of $0.16 per share declared, payable May 15, 2026 to record Apr 30.

## SEC filing metadata
- accession: 0001437749-26-012840
- form_type: 8-K
- ticker: RBB
- cik: 0001499422
- company_name: RBB Bancorp
- filed_at: 2026-04-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1499422/000143774926012840/0001437749-26-012840-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1499422/000143774926012840/rbb20260326_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-012840
- JSON: https://secwatch.observer/filing/0001437749-26-012840.json
- Plain text: https://secwatch.observer/filing/0001437749-26-012840.txt

## Source-grounded claims
- claim_id: c9ca24160c39e49d9e032d3f32e12ec328411b0f
  claim: RBB Bancorp reported the quarter ended March 31, 2026 results: net income $11.3 million, EPS $0.66 diluted earnings per share.
  evidence_excerpt: (“RAM”), collectively referred to herein as the “Company,” announced financial results for the quarter ended March 31, 2026 . First Quarter 2026 Highlights ● Net income totaled $11.3 million , or $0.66 diluted earnings per share ● Pre-tax pre-provision income (1) totaled $15.5 million, a 16% increase compared to the prior quarter ● Return on average assets of 1.09% ,
  evidence_url: https://www.sec.gov/Archives/edgar/data/1499422/000143774926012840/0001437749-26-012840-index.htm
- claim_id: c9ca24160c39e49d9e032d3f32e12ec328411b0f
  claim: RBB Bancorp reported the quarter ended March 31, 2026 results: net income $11.3 million, EPS $0.66 diluted earnings per share.
  evidence_excerpt: The Company reported net income of $11.3 million , or $0.66 diluted earnings per share, for the quarter ended March 31, 2026 , compared to net income of $10.2 million, or $0.59 diluted earnings per share, for the quarter ended December 31, 2025 .
  evidence_url: https://www.sec.gov/Archives/edgar/data/1499422/000143774926012840/0001437749-26-012840-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.