{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-012964","form_type":"8-K","ticker":"FMNB","cik":"0000709337","company_name":"FARMERS NATIONAL BANC CORP /OH/","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.665161+00:00","generated_at":"2026-05-15T04:57:54.308427+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Farmers National Q1 EPS $0.36 ($0.45 adj); NIM expands to 3.12%; acquires Middlefield","bullets":["Net income $16.3M ($0.36 GAAP EPS); adjusted EPS $0.45 excluding $4.0M acquisition/conversion costs.","Net interest margin improved to 3.12% from 2.85% YoY; expects ~25 bps expansion in Q2 2026.","Closed Middlefield Banc Corp. acquisition on March 2, 2026, adding $1.82B in assets and $1.49B in deposits.","Total assets grew to $7.18B (+37% from Dec 2025); loans $4.75B; deposits $5.92B.","Non-performing loans rose to $59.9M (1.25% of loans) due to acquired portfolio; provision recovery $1.0M."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-012964","json":"https://secwatch.observer/filing/0001437749-26-012964.json","markdown":"https://secwatch.observer/filing/0001437749-26-012964.md","text":"https://secwatch.observer/filing/0001437749-26-012964.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/709337/000143774926012964/0001437749-26-012964-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/709337/000143774926012964/fmnb20260421_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:57:54.308427+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b28f91fc95fc0b3dc3023c5cda3902806735e13c","claim":"FARMERS NATIONAL BANC CORP /OH/ reported the first quarter of 2026 results: net income net income of $16.3 million, EPS $0.36 per diluted share.","evidence_excerpt":"Farmers National Banc Corp. (“Farmers” or the “Company”) (NASDAQ: FMNB) reported net income of $16.3 million, or $0.36 per diluted share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/709337/000143774926012964/0001437749-26-012964-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Net income","value":"net income of $16.3 million"},{"label":"EPS","value":"$0.36 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}