{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-013032","form_type":"8-K","ticker":"LCNB","cik":"0001074902","company_name":"LCNB CORP","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.914251+00:00","generated_at":"2026-05-15T04:49:17.921027+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"LCNB Q1 net income falls to $4.4M; provision spike offsets record NIM expansion","bullets":["EPS $0.31 vs $0.33 YoY; net interest margin up 58bps to 3.83%, record NII $18.8M.","Provision for credit losses $2.3M (vs $0.2M); net charge-offs $2.7M (0.65%) from two logistics loans.","Nonperforming loans decline to 0.20% of loans; tangible book value $12.55 (+10.7% YoY).","Total assets $2.24B (-2.8% YoY); loans $1.68B (-1.2%); deposits $1.84B (-4.3%).","Wealth management AUM $1.57B (+12.5% YoY); dividend $0.22/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-013032","json":"https://secwatch.observer/filing/0001437749-26-013032.json","markdown":"https://secwatch.observer/filing/0001437749-26-013032.md","text":"https://secwatch.observer/filing/0001437749-26-013032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926013032/0001437749-26-013032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926013032/lcnb20260316_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:49:17.921027+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1ba6aa29a8b2f4d94d825f4f7c86b5f2e5e1a041","claim":"LCNB CORP reported the three months ended March 31, 2026 results: revenue $18.8 million, net income $4.4 million, EPS $0.31.","evidence_excerpt":"Net interest income for the three months ended March 31, 2026 was a record $18.8 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926013032/0001437749-26-013032-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Revenue","value":"$18.8 million"},{"label":"Net income","value":"$4.4 million"},{"label":"EPS","value":"$0.31"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}