---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-013036"
form_type: "8-K"
ticker: "CATY"
cik: "0000861842"
company_name: "CATHAY GENERAL BANCORP"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T04:59:50.832076+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Cathay General Q1 net income $86.9M ($1.29 EPS); net interest margin expands to 3.43%

## Summary
- Net income $86.9M vs $90.5M in Q4 2025 ($1.29 vs $1.33 diluted EPS); YoY net income was $69.5M.
- Net interest margin improved to 3.43% from 3.36% QoQ; net interest income before provision $194.2M.
- Total loans grew 0.14% to $20.17B; deposits fell 1.0% to $20.68B.
- Non-accrual loans decreased 20.8% to $89.0M; allowance for loan losses at 1.03% of gross loans.
- Board approved new $150M share buyback program, pending regulatory approval; $150M prior program completed.

## SEC filing metadata
- accession: 0001437749-26-013036
- form_type: 8-K
- ticker: CATY
- cik: 0000861842
- company_name: CATHAY GENERAL BANCORP
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/861842/000143774926013036/0001437749-26-013036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/861842/000143774926013036/caty20260422_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-013036
- JSON: https://secwatch.observer/filing/0001437749-26-013036.json
- Plain text: https://secwatch.observer/filing/0001437749-26-013036.txt

## Key facts
- Earnings Releases
  CATHAY GENERAL BANCORP reported the quarter ended March 31, 2026 results: net income $86.9 million, EPS $1.29 per diluted share.
  - Period: the quarter ended March 31, 2026
  - Net income: $86.9 million
  - EPS: $1.29 per diluted share
  - Result: reported results
  source text: Cathay General Bancorp (the “Company”, “we”, “us”, or “our”) (Nasdaq: CATY), the holding company for Cathay Bank, today announced its unaudited financial results for the quarter ended March 31, 2026. The Company reported net income of $86.9 million, or $1.29 per diluted share, for the first quarter of 2026 compared to $90.5 million, or $1.33 per diluted share for the fourth quarter of 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/861842/000143774926013036/0001437749-26-013036-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.