---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-013080"
form_type: "8-K"
ticker: "CNOB"
cik: "0000712771"
company_name: "ConnectOne Bancorp, Inc."
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:42:45.778638+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ConnectOne Q1 net income $36.3M ($0.72 EPS); NIM expands 12 bps; dividend raised 8.3%

## Summary
- Net income available to common $36.3M ($0.72 diluted EPS) vs $38.0M ($0.75) in Q4 2025; operating EPS $0.79.
- Net interest margin widened 12 bps to 3.39% from 3.27% sequentially; loans and deposits grew ~10% annualized.
- Common dividend increased 8.3% to $0.195 per share, payable June 1, 2026 to holders of record May 15, 2026.
- Credit quality: NPAs/assets improved to 0.29%; net charge-offs 0.08% annualized but 30-59 day delinquencies rose to 0.81% on $63.8M NYC rent-regulated multifamily credits.
- Tangible book value per share rose 1.7% to $23.93; company repurchased 90,000 shares at avg $26.21.

## SEC filing metadata
- accession: 0001437749-26-013080
- form_type: 8-K
- ticker: CNOB
- cik: 0000712771
- company_name: ConnectOne Bancorp, Inc.
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712771/000143774926013080/0001437749-26-013080-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712771/000143774926013080/cnob20260224c_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-013080
- JSON: https://secwatch.observer/filing/0001437749-26-013080.json
- Plain text: https://secwatch.observer/filing/0001437749-26-013080.txt

## Key facts
- Earnings Releases
  ConnectOne Bancorp, Inc. reported first quarter of 2026 results: net income $36.3 million, EPS $0.72.
  - Period: first quarter of 2026
  - Net income: $36.3 million
  - EPS: $0.72
  - Result: reported results
  source text: today reported net income available to common stockholders of $36.3 million for the first quarter of 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/712771/000143774926013080/0001437749-26-013080-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.