Oak Valley Bancorp Q1 net income $5.3M ($0.64 EPS), down 16% from prior quarter

Oak Valley Bancorp

2026-Q1 EPS reported $0.64

Net income $5.309M ($0.64 diluted EPS) vs $6.335M ($0.77) prior quarter and $5.297M ($0.64) year ago.
Net interest income $18.824M, down from $19.457M prior quarter, up from $17.807M year ago; NIM 4.12% vs 4.14%.
Non-interest expense rose to $13.506M from $12.262M prior quarter due to staffing and operating costs.
Total assets $2.01B, gross loans $1.15B, deposits $1.78B; NPAs $4.6M (0.23% of assets) vs zero year ago.
Provision for credit losses $464,000; ACL ratio 1.13% of gross loans, up from 1.08% prior quarter.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Oak Valley Bancorp reported three months ended March 31, 2026 results: revenue $18,824,000, net income $5,309,000, EPS $0.64 per diluted share.

Period: three months ended March 31, 2026
Revenue: $18,824,000
Net income: $5,309,000
EPS: $0.64 per diluted share
Result: reported results

Exact text from the filing

compared to the prior year was due to an increase in net interest income driven by earning asset growth. Net interest income for the three months ended March 31, 2026 was $18,824,000, compared to $19,457,000 in the prior quarter, and $17,807,000 in the same period a year ago. The decrease from the prior quarter is due to lower yields on cash balances, lower

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Source: SEC EDGAR

accession 0001437749-26-013128

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