Oak Valley Bancorp Q1 net income $5.3M ($0.64 EPS), down 16% from prior quarter

Oak Valley Bancorp

2026-Q1 EPS reported $0.64

Net income $5.309M ($0.64 diluted EPS) vs $6.335M ($0.77) prior quarter and $5.297M ($0.64) year ago.
Net interest income $18.824M, down from $19.457M prior quarter, up from $17.807M year ago; NIM 4.12% vs 4.14%.
Non-interest expense rose to $13.506M from $12.262M prior quarter due to staffing and operating costs.
Total assets $2.01B, gross loans $1.15B, deposits $1.78B; NPAs $4.6M (0.23% of assets) vs zero year ago.
Provision for credit losses $464,000; ACL ratio 1.13% of gross loans, up from 1.08% prior quarter.

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