{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-013174","form_type":"8-K","ticker":"WSBF","cik":"0001569994","company_name":"Waterstone Financial, Inc.","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.489284+00:00","generated_at":"2026-05-15T04:33:54.783686+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Waterstone Financial Reports Q1 2026 Net Income of $6.0M, Up from $3.0M Year Ago","bullets":["Net income of $6.0M ($0.34 per diluted share) for Q1 2026 vs. $3.0M ($0.17 per share) in Q1 2025.","Community banking net interest income rose 22.8% to $15.2M, with net interest margin expanding to 2.97%.","Mortgage banking loan originations increased 31.1% to $508.3M, turning pre-tax loss of $2.2M to profit of $22,000.","Repurchased ~246,000 shares at $17.89 per share and declared increased quarterly dividend of $0.17 per share.","Book value per share increased to $19.19 from $19.03 at year-end 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-013174","json":"https://secwatch.observer/filing/0001437749-26-013174.json","markdown":"https://secwatch.observer/filing/0001437749-26-013174.md","text":"https://secwatch.observer/filing/0001437749-26-013174.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1569994/000143774926013174/0001437749-26-013174-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1569994/000143774926013174/wsbf20260301_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud","generated_at":"2026-05-15T04:33:54.783686+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"105d6feb5c03c0171264007a4e321566530f9e38","claim":"Waterstone Financial, Inc. reported the quarter ended March 31, 2026 results: net income $6.0 million, EPS $0.34 per diluted share.","evidence_excerpt":"for the Three Months Ended March 31, 2026 . WAUWATOSA, WI – 4/23/26– Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $6.0 million, or $0.34 per diluted share, for the quarter ended March 31, 2026 compared to $3.0 million, or $0.17 per diluted share, for the quarter ended March 31, 2025 . Net income totaled","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1569994/000143774926013174/0001437749-26-013174-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$6.0 million"},{"label":"EPS","value":"$0.34 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}