secwatch.observer — SEC 8-K summary
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Issuer:     ECB Bancorp, Inc. /MD/ (ECBK)
CIK:        0001914605
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001437749-26-013178
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ECB Bancorp Q1 2026 net income $3.1M ($0.38 EPS) vs $2.6M prior quarter
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- Net income $3.1M, diluted EPS $0.38; prior quarter $2.6M, $0.31.
- Net interest margin expanded 17 bps to 2.49% from 2.32%.
- Total assets $1.65B (+2.8% QoQ); loans $1.40B (+1.4%), deposits $1.20B (+5.9%).
- No net charge-offs in Q1; non-performing assets 0.07% of assets.
- CEO cites disciplined loan growth and plans new Medford branch.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1914605/000143774926013178/0001437749-26-013178-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1914605/000143774926013178/ecbk20260115_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-013178

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer