{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-013241","form_type":"8-K","ticker":"FMFG","cik":"0001698022","company_name":"Farmers & Merchants Bancshares, Inc.","filed_at":"2026-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.760685+00:00","generated_at":"2026-05-15T04:12:46.750462+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"confidence":"high","headline":"Farmers and Merchants Bancshares reports Q1 2026 EPS $0.56, net income up 57% YoY","bullets":["Net income $1.8M ($0.56/share) for Q1 2026, up 57% from $1.2M ($0.37) in Q1 2025.","Net interest income $6.8M, up 23% YoY due to higher yields and higher average earning assets.","No provision for credit losses; zero non-accrual loans at March 31, 2026.","Total assets $863.4M; deposits decreased $9.2M to $711.3M due to repayment of brokered CDs.","Book value per share $20.43, tangible equity $59.1M; CEO expresses confidence for 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-013241","json":"https://secwatch.observer/filing/0001437749-26-013241.json","markdown":"https://secwatch.observer/filing/0001437749-26-013241.md","text":"https://secwatch.observer/filing/0001437749-26-013241.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1698022/000143774926013241/0001437749-26-013241-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1698022/000143774926013241/fmfg20260423_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:12:46.750462+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}