{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-013467","form_type":"8-K","ticker":"AVBH","cik":"0001443575","company_name":"Avidbank Holdings, Inc.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.297537+00:00","generated_at":"2026-05-15T03:47:17.328315+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"Avidbank Q1 net income $9.0M ($0.84 EPS); NIM expands to 4.38%, ROA 1.46%","bullets":["Net income $9.0M ($0.84 diluted EPS) vs $6.9M ($0.65) in Q4 2025 and $5.4M ($0.71) in Q1 2025.","Net interest margin 4.38%, up 25bp QoQ and 86bp YoY; efficiency ratio improved to 50.35%.","Loans grew $24.4M (5% annualized) to $2.17B; deposits up $13.2M (2% annualized) to $2.2B.","Non-performing assets to total assets fell to 0.63% from 0.95% at Dec 31, 2025.","Repurchased 25,000 shares for $693k at avg price $27.69; book value per share $26.33."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-013467","json":"https://secwatch.observer/filing/0001437749-26-013467.json","markdown":"https://secwatch.observer/filing/0001437749-26-013467.md","text":"https://secwatch.observer/filing/0001437749-26-013467.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/0001437749-26-013467-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/avbh20260302_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:47:17.328315+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d1f919ab0ff9d0c128c88d23978d0df46e1a2272","claim":"Avidbank Holdings, Inc. reported the first quarter of 2026 results: net income $ 9.0 million, EPS $ 0.84 per diluted share.","evidence_excerpt":"Avidbank Holdings, Inc. (NASDAQ: AVBH) (the “Company” or “Avidbank Holdings”), the holding company for Avidbank, a California state-chartered bank (the “Bank”), announced net income for the first quarter of 2026 of $ 9.0 million, or $ 0.84 per diluted share, compared to net income of $6.9 million, or $0.65 per diluted share, for the fourth quarter of 2025 and net income of $5.4 million, or $0.71 per diluted share, for the first quarter of 2025 .","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/0001437749-26-013467-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2026"},{"label":"Net income","value":"$ 9.0 million"},{"label":"EPS","value":"$ 0.84 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}