---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-013467"
form_type: "8-K"
ticker: "AVBH"
cik: "0001443575"
company_name: "Avidbank Holdings, Inc."
filed_at: "2026-04-27T23:59:59+00:00"
generated_at: "2026-05-15T03:47:17.328315+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# Avidbank Q1 net income $9.0M ($0.84 EPS); NIM expands to 4.38%, ROA 1.46%

## Summary
- Net income $9.0M ($0.84 diluted EPS) vs $6.9M ($0.65) in Q4 2025 and $5.4M ($0.71) in Q1 2025.
- Net interest margin 4.38%, up 25bp QoQ and 86bp YoY; efficiency ratio improved to 50.35%.
- Loans grew $24.4M (5% annualized) to $2.17B; deposits up $13.2M (2% annualized) to $2.2B.
- Non-performing assets to total assets fell to 0.63% from 0.95% at Dec 31, 2025.
- Repurchased 25,000 shares for $693k at avg price $27.69; book value per share $26.33.

## SEC filing metadata
- accession: 0001437749-26-013467
- form_type: 8-K
- ticker: AVBH
- cik: 0001443575
- company_name: Avidbank Holdings, Inc.
- filed_at: 2026-04-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/0001437749-26-013467-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/avbh20260302_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-013467
- JSON: https://secwatch.observer/filing/0001437749-26-013467.json
- Plain text: https://secwatch.observer/filing/0001437749-26-013467.txt

## Key facts
- Earnings Releases
  Avidbank Holdings, Inc. reported the first quarter of 2026 results: net income $ 9.0 million, EPS $ 0.84 per diluted share.
  - Period: the first quarter of 2026
  - Net income: $ 9.0 million
  - EPS: $ 0.84 per diluted share
  - Result: reported results
  source text: Avidbank Holdings, Inc. (NASDAQ: AVBH) (the “Company” or “Avidbank Holdings”), the holding company for Avidbank, a California state-chartered bank (the “Bank”), announced net income for the first quarter of 2026 of $ 9.0 million, or $ 0.84 per diluted share, compared to net income of $6.9 million, or $0.65 per diluted share, for the fourth quarter of 2025 and net income of $5.4 million, or $0.71 per diluted share, for the first quarter of 2025 .
  evidence_url: https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/0001437749-26-013467-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.