secwatch.observer — SEC 8-K summary
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Issuer:     Avidbank Holdings, Inc. (AVBH)
CIK:        0001443575
Form:       8-K
Filed at:   2026-04-27T23:59:59+00:00
Accession:  0001437749-26-013467
Event type: earnings
Sentiment:  positive
Materiality: 0.78
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Avidbank Q1 net income $9.0M ($0.84 EPS); NIM expands to 4.38%, ROA 1.46%
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- Net income $9.0M ($0.84 diluted EPS) vs $6.9M ($0.65) in Q4 2025 and $5.4M ($0.71) in Q1 2025.
- Net interest margin 4.38%, up 25bp QoQ and 86bp YoY; efficiency ratio improved to 50.35%.
- Loans grew $24.4M (5% annualized) to $2.17B; deposits up $13.2M (2% annualized) to $2.2B.
- Non-performing assets to total assets fell to 0.63% from 0.95% at Dec 31, 2025.
- Repurchased 25,000 shares for $693k at avg price $27.69; book value per share $26.33.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/0001437749-26-013467-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1443575/000143774926013467/avbh20260302_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-013467

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer