{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-013637","form_type":"8-K","ticker":"SRBK","cik":"0001951276","company_name":"SR Bancorp, Inc.","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.313726+00:00","generated_at":"2026-05-15T03:13:24.794621+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"SR Bancorp Q3 net income up 65% to $886k; EPS $0.12","bullets":["Net income of $886k ($0.12/share) for Q3 FY26 vs $537k ($0.06) YoY; adjusted net income $784k ex fair value accretion.","Net interest income increased 8.8% to $7.8M; net interest margin expanded 18 bps to 3.00%.","Loans grew 7.8% to $859.1M; deposits rose 5.7% to $894.3M vs June 2025.","No non-performing loans at March 31, 2026; allowance for credit losses at 0.66% of total loans.","Repurchased 761,229 shares for $12.0M during the first nine months of FY26."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-013637","json":"https://secwatch.observer/filing/0001437749-26-013637.json","markdown":"https://secwatch.observer/filing/0001437749-26-013637.md","text":"https://secwatch.observer/filing/0001437749-26-013637.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/srbk20260225_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:13:24.794621+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2053d90c20dc4d4d7c34ebad3a5eef01849fc978","claim":"SR Bancorp, Inc. reported the three months ended March 31, 2026 results: net income $886,000, EPS $0.12 per basic and diluted share.","evidence_excerpt":"SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $886,000 for the three months ended March 31, 2026 , or $0.12 per basic and diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Net income","value":"$886,000"},{"label":"EPS","value":"$0.12 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"2ed201dcbce8f2d717ed6cb44e3328164e2c4a81","claim":"SR Bancorp, Inc. reported the nine months ended March 31, 2026 results: net income $2.4 million, EPS $0.32 per basic and $0.31 per diluted share.","evidence_excerpt":"The Company reported net income of $2.4 million for the nine months ended March 31, 2026 , or $0.32 per basic and $0.31 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended March 31, 2026"},{"label":"Net income","value":"$2.4 million"},{"label":"EPS","value":"$0.32 per basic and $0.31 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}