---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-013637"
form_type: "8-K"
ticker: "SRBK"
cik: "0001951276"
company_name: "SR Bancorp, Inc."
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T03:13:24.794621+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# SR Bancorp Q3 net income up 65% to $886k; EPS $0.12

## Summary
- Net income of $886k ($0.12/share) for Q3 FY26 vs $537k ($0.06) YoY; adjusted net income $784k ex fair value accretion.
- Net interest income increased 8.8% to $7.8M; net interest margin expanded 18 bps to 3.00%.
- Loans grew 7.8% to $859.1M; deposits rose 5.7% to $894.3M vs June 2025.
- No non-performing loans at March 31, 2026; allowance for credit losses at 0.66% of total loans.
- Repurchased 761,229 shares for $12.0M during the first nine months of FY26.

## SEC filing metadata
- accession: 0001437749-26-013637
- form_type: 8-K
- ticker: SRBK
- cik: 0001951276
- company_name: SR Bancorp, Inc.
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/srbk20260225_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-013637
- JSON: https://secwatch.observer/filing/0001437749-26-013637.json
- Plain text: https://secwatch.observer/filing/0001437749-26-013637.txt

## Key facts
- Earnings Releases
  SR Bancorp, Inc. reported the three months ended March 31, 2026 results: net income $886,000, EPS $0.12 per basic and diluted share.
  - Period: the three months ended March 31, 2026
  - Net income: $886,000
  - EPS: $0.12 per basic and diluted share
  - Result: reported results
  source text: SR Bancorp, Inc. (the “Company”) (NASDAQ: SRBK), the holding company for Somerset Regal Bank (the “Bank”), announced net income of $886,000 for the three months ended March 31, 2026 , or $0.12 per basic and diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm
- Earnings Releases
  SR Bancorp, Inc. reported the nine months ended March 31, 2026 results: net income $2.4 million, EPS $0.32 per basic and $0.31 per diluted share.
  - Period: the nine months ended March 31, 2026
  - Net income: $2.4 million
  - EPS: $0.32 per basic and $0.31 per diluted share
  - Result: reported results
  source text: The Company reported net income of $2.4 million for the nine months ended March 31, 2026 , or $0.32 per basic and $0.31 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1951276/000143774926013637/0001437749-26-013637-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.