First National Q1 EPS $0.54, NIM 3.99%; loan growth 4% annualized, deposits up 8.4%

FIRST NATIONAL CORP /VA/

2026-Q1 EPS reported $0.54 vs consensus $0.57 ▼ miss (-4.6%)

Net income of $4.9M ($0.54 diluted EPS) vs. $0.18 in Q1 2025; adjusted EPS $0.54.
Net interest margin (FTE) 3.99%, up 22 bps YoY from 3.77%.
Loans held for investment rose $14.7M (4.0% annualized) to $1.450B; deposits up $37.7M (8.4% annualized) to $1.837B.
Non-performing assets improved to 0.21% of total assets from 0.32% in prior quarter.
Tangible book value per share grew to $19.11 from $18.83 at Dec 31, 2025; dividend $0.17/share unchanged.

item 2.02 item 9.01

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Earnings Releases SEC 8-K Item 2.02 confidence 0.95

FIRST NATIONAL CORP /VA/ reported first quarter ended March 31, 2026 results: net income $4.9 million, EPS $0.54.

Period: first quarter ended March 31, 2026
Net income: $4.9 million
EPS: $0.54
Result: reported results

Exact text from the filing

reported consolidated net income of $4.9 million and basic and diluted earnings per common share of $0.54 for the first quarter ended March 31, 2026.

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FIRST NATIONAL CORP /VA/ filing history →

Source: SEC EDGAR

accession 0001437749-26-014094

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