{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-016711","form_type":"8-K","ticker":"USIO","cik":"0001088034","company_name":"Usio, Inc.","filed_at":"2026-05-13T20:02:51+00:00","discovered_at":"2026-05-13T20:04:00.498130+00:00","generated_at":"2026-05-13T22:18:53.426945+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Usio Q1 revenue up 16% to record, beats consensus 9%; adjusted EBITDA beats 12%","bullets":["Net income $0.1M ($0.00 EPS) vs loss of $0.2M ($0.01 loss) a year ago.","Revenue grew 16% YoY; credit card +23%, ACH +25%, Output Solutions +19%.","Total payment dollars processed up 28% YoY; all-time records for volume and transactions.","Adjusted EBITDA $0.8M, above consensus by 12%; operating cash flow $0.9M.","Cash $7.7M at quarter end; repurchased 182k shares for $235k."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-016711","json":"https://secwatch.observer/filing/0001437749-26-016711.json","markdown":"https://secwatch.observer/filing/0001437749-26-016711.md","text":"https://secwatch.observer/filing/0001437749-26-016711.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/0001437749-26-016711-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/usio20260409_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-13T22:18:53.426945+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}