---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-016711"
form_type: "8-K"
ticker: "USIO"
cik: "0001088034"
company_name: "Usio, Inc."
filed_at: "2026-05-13T20:02:51+00:00"
generated_at: "2026-05-13T22:18:53.426945+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Usio Q1 revenue up 16% to record, beats consensus 9%; adjusted EBITDA beats 12%

## Summary
- Net income $0.1M ($0.00 EPS) vs loss of $0.2M ($0.01 loss) a year ago.
- Revenue grew 16% YoY; credit card +23%, ACH +25%, Output Solutions +19%.
- Total payment dollars processed up 28% YoY; all-time records for volume and transactions.
- Adjusted EBITDA $0.8M, above consensus by 12%; operating cash flow $0.9M.
- Cash $7.7M at quarter end; repurchased 182k shares for $235k.

## SEC filing metadata
- accession: 0001437749-26-016711
- form_type: 8-K
- ticker: USIO
- cik: 0001088034
- company_name: Usio, Inc.
- filed_at: 2026-05-13T20:02:51+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/0001437749-26-016711-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/usio20260409_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-016711
- JSON: https://secwatch.observer/filing/0001437749-26-016711.json
- Plain text: https://secwatch.observer/filing/0001437749-26-016711.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.