secwatch.observer — SEC 8-K summary
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Issuer:     Usio, Inc. (USIO)
CIK:        0001088034
Form:       8-K
Filed at:   2026-05-13T20:02:51+00:00
Accession:  0001437749-26-016711
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Usio Q1 revenue up 16% to record, beats consensus 9%; adjusted EBITDA beats 12%
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- Net income $0.1M ($0.00 EPS) vs loss of $0.2M ($0.01 loss) a year ago.
- Revenue grew 16% YoY; credit card +23%, ACH +25%, Output Solutions +19%.
- Total payment dollars processed up 28% YoY; all-time records for volume and transactions.
- Adjusted EBITDA $0.8M, above consensus by 12%; operating cash flow $0.9M.
- Cash $7.7M at quarter end; repurchased 182k shares for $235k.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/0001437749-26-016711-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1088034/000143774926016711/usio20260409_8k.htm
  HTML page:      https://secwatch.observer/filing/0001437749-26-016711

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer