---
schema_version: "secwatch.filing_event.v1"
accession: "0001437749-26-023372"
form_type: "8-K"
ticker: "PNBK"
cik: "0001098146"
company_name: "PATRIOT NATIONAL BANCORP INC"
filed_at: "2026-07-13T10:01:05+00:00"
generated_at: "2026-07-13T10:05:24.812444+00:00"
event_type: "regulatory"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# OCC removes 'troubled condition' designation for Patriot Bank subsidiary

## Summary
- OCC notified Patriot Bank on July 7, 2026 that it is no longer considered 'troubled condition' under 12 U.S.C. §183li and 12 C.F.R. §5.51.
- Prior 'troubled condition' designation was disclosed in the Company's 8-K filed January 21, 2025.
- Termination of the related Formal Agreement between OCC and the Bank was disclosed in the 8-K filed July 1, 2026.
- Removal of the designation lifts a regulatory restriction and signals improved regulatory standing.

## SEC filing metadata
- accession: 0001437749-26-023372
- form_type: 8-K
- ticker: PNBK
- cik: 0001098146
- company_name: PATRIOT NATIONAL BANCORP INC
- filed_at: 2026-07-13T10:01:05+00:00
- event_type: regulatory
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098146/000143774926023372/0001437749-26-023372-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098146/000143774926023372/pnbk20260710_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001437749-26-023372
- JSON: https://secwatch.observer/filing/0001437749-26-023372.json
- Plain text: https://secwatch.observer/filing/0001437749-26-023372.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.