{"schema_version":"secwatch.filing_event.v1","accession":"0001437749-26-023624","form_type":"8-K","ticker":"LCNB","cik":"0001074902","company_name":"LCNB CORP","filed_at":"2026-07-15T20:06:50+00:00","discovered_at":"2026-07-15T20:08:00.696939+00:00","generated_at":"2026-07-15T20:08:09.989585+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"LCNB Corp. reports record Q2 net income of $7.5M, EPS $0.53, NIM expands to 3.99%","bullets":["Record Q2 net income $7.5M, diluted EPS $0.53 (+29% YoY); H1 net income $11.9M, EPS $0.84 (+13.5% YoY).","Net interest margin (tax-equivalent) 3.99%, up 52 bps YoY; record net interest income $19.8M (+12.8% YoY).","Tangible book value per share $12.90, up 10.4% YoY; earned back TBV dilution from Nov 2023 Cincinnati Federal acquisition.","Provision for credit losses $276K in Q2 vs $18K last year; H1 net charge-offs $2.7M (0.32% annualized) due to two logistics credits.","Wealth management AUM $1.7B (+15.3% YoY); fiduciary income $2.7M in Q2. Dividend maintained at $0.22/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001437749-26-023624","json":"https://secwatch.observer/filing/0001437749-26-023624.json","markdown":"https://secwatch.observer/filing/0001437749-26-023624.md","text":"https://secwatch.observer/filing/0001437749-26-023624.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926023624/0001437749-26-023624-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1074902/000143774926023624/lcnb20260528_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-15T20:08:09.989585+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}